Why Financing Your Pool Might Be the Smartest Way to Dive In
Thinking about building your dream pool but worried about the price tag?
Pool financing makes it possible. Just like buying a car or remodeling a kitchen, many families are choosing pool financing to create their backyard oasis without paying everything upfront. It helps spread out the cost so you can start enjoying your pool sooner (hello, cannonballs!) without draining your savings.
Let’s break it down in simple terms and explore how two trusted pool lenders—Lyon Financial and HFS Financial—can help make your dream pool a reality.
🏠 What Is Pool Financing?
Pool financing is like getting a loan to help pay for your swimming pool and everything that comes with it—like landscaping, patios, spas, outdoor kitchens, and even fire features. Instead of paying the full cost up front, you can make monthly payments that fit your budget.
It’s a great option for homeowners who:
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Want to keep savings in the bank
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Need help affording a bigger or better design
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Want to start now instead of waiting years
✅ Perks of Financing Your Pool
Here’s why pool financing is a smart choice for a lot of our Ashton Pools By Design families:
- Start Your Pool Project Sooner – With financing, you don’t have to wait years to save up. You can start building your dream backyard this season—and enjoy it next summer (or sooner!).
- Keep Your Savings for Other Thing – Financing helps you keep emergency savings or vacation funds right where they are, while still getting the backyard you want.
- Budget-Friendly Monthly Payment – Most loans are broken down into affordable monthly payments, just like a car or home renovation.
- Invest in a Better Pool Experienc – You may be able to afford a larger pool, high-end features, or even a spa add-on that you couldn’t swing with cash-only.
- Beat the Rising Costs of Pools – Here’s the truth: pool prices are going up every year—by around 3% to 5% on average. That means waiting for interest rates to drop might actually cost you more in the long run. Financing now lets you lock in today’s pricing and start enjoying your pool sooner—before the next price hike.
🏦 Two Trusted Lenders: Lyon Financial vs. HFS Financial
🌟 Lyon Financial
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Pool financing is all they do—they’ve helped over 500,000 families get funding since 1979.
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Offer low fixed rates and no prepayment penalties.
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Terms up to 30 years, depending on your credit and loan amount.
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Military discount available for active duty and veterans—just ask during your application!
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They work directly with us (Ashton Pools) to manage payments as the project progresses.
Example: A $75,000 pool project could cost about $541/month with good credit over a 20-year term.
💻 Use their Loan Calculator to estimate your monthly payment.
Ready to get started? Apply now with Lyon Financial.
🏆 HFS Financial
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Specializes in “Loans for Anything Home”—pools, patios, spas, you name it.
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Fast approvals with no stage funding (you get the full loan amount up front).
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Credit scores of 620+ can apply—making it more accessible for many families.
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Fixed rates and terms up to 20 years.
Example: A $60,000 backyard project could be about $488/month over 15 years with approved credit.
Want to apply? Start your loan with HFS here.
🏁 Let’s Build the Pool You’ve Been Dreaming Of
At Ashton Pools By Design, we work hand-in-hand with financing partners like Lyon and HFS to make the process simple, transparent, and stress-free. If you’ve been putting off your backyard transformation, this could be your sign to dive in—without delay.
Still have questions? Reach out to our team today. We’ll help you get started with a free consultation, walk you through your financing options, and get you one step closer to poolside living.
Ready to make a splash?
Contact us and let’s talk financing and design your perfect backyard—together.
